Buying A Home...
Buying a home is the biggest financial investment most people experience in their lifetime.
At Oxford Realty, we have the experience to assist you in finding the home that meets your personal needs and financial requirements.
There are many lending institutions available and selecting the right one is critical for a successful transaction. Acquiring a preapproval from a reputable lender and submitting it with your offer will drastically increase the chances of your offer being accepted.
Selecting the right home requires the consideration of numerous criteria. Buyers must consider things like neighborhood, community, home owners association, school districts, and tax rates, We can assist you in the selection process by providing complete information about each property.
Oxford Realty prides itself on our ability to affectively negotiate. There are numerous items that require negotiating during real estate transactions, including price, financing, terms,date of possession and the inclusion or exclusion of repairs and furnishings, We will advise you as to which investigations and inspections are recommended or required. We also take the mystery out of understanding the escrow process to insure that you are prepared. Escrow can be an intmidating process if you are not well informed and do not know what to expect.
Oxford Realty is there for you! We will guide you through the closing process and ensure that everything flows smoothly for an enjoyable transaction.
Home Buying Tips
- Get a copy of your credit report and correct any errors.
- Reduce your consumer debt - pay down credit card balances.
- Assemble a down payment.
- Determine how much you can afford to pay for a home.
- Decide how much you are willing to spend for a home (different from how much you can afford).
- Get familiar with basic mortgage terms.
- Shop for a mortgage loan on the internet.
- Get pre-approved or at least pre-qualified for a mortgage loan.
- Investigate neighborhoods where you want to look for a house.
- Consider neighborhood school quality and crime rates.
- Select two or three neighborhoods that meet your requirements.
- Get your agent's help in evaluating the asking price of homes you like.
- Contact Us for more help and personal recommendations.
Mortgage Calculator
This calculator is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual performance of your loan or investments. Please contact us for further assistance with your financial planning needs.